Open Banking, 

Happy Customers

Putting clients first to stay competitive in a world of changing expectations

The concept of openness triggers varying reactions within the financial industry. Some associate it with transparency and collaboration, while others see it as a dangerous lack of security or oversight. 

Open banking — a disruptive trend in every sense of the word — leaves industry members wondering what open really means. 

“Sometimes people think that open banking is open data and the loss of control of their banking data. That’s not the case,” explained Romain Bignon, CEO, Budget Insight. “The purpose is for the bank to be open in order to allow customers to take control of their own data and use it with other services, but only with the customer’s consent...

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Meet | Kussbus

Kussbus is Luxembourg’s first ecofriendly, door-to-door shuttle service for commuters.  We want to make commuting comfortable, flexible & transfer-free. Via the Kussbus App, our passengers can book, pay & monitor their rides to & from work in only a few steps.

Kussbus calculates the best communal stops on its route – all within walking distance for passengers – to have the fewest number of stops possible. We want to give our passengers some of their free time back, which they can use to listen to music, enjoy a good book or get some work done. We guarantee available seats, free Wi-Fi & USB-cable charger stations in every bus. 

Everyday life is unpredictable, so passengers can change their bookings up until the last second. We want to revolutionize the way people commute, give them back some of their well-deserved free time & reduce the number of cars on our streets. 


See & Do | Lab Events

Check out what's happening & mark your calendars

Nov. 13, Founders' Meetup

Come discover lux future lab & BGL BNP Paribas's brand new sandbox program for effective proof of concept development

Nov. 28, Pleased2MeetU

Crosslend, Motions-S, Onpex & NumericAll will give us a glimpse into their worlds. Master of Entrepreneurship students looking for internships will also attend

RECAP: Oct. 27, FinTechMeets #6

Yet another successful lunchtime conference centered on an intriguing fintech shift: open banking & how it is overhauling traditional customer services More


Partner Up | InTech

Meet our consulting package partners who help strengthen the lab's startups

Founded in 1995, InTech S.A. is a Luxembourgish IT services & engineering company that employs 102 engineers specialized in the design & implementation of business software solutions. We value our people, & have received Great Place to Work awards in 2016 & 2017. InTech combines multidisciplinary skills in project management, functional & technical architecture, technical expertise & development. Our business & tech know-how spans financial services, industry, Luxembourgish administration & European institutions. We implement the best organizational strategy, methodology & technologies for our clients’ needs & goals.We look forward to meeting you & discussing how we can help with your project!


Apply | Job Openings

Spread the word: lux future lab startups are hiring!

Kussbus | Frontend Web Developer/Mobile App Developer View 
Crosslend | Marketing & Sales Manager View

See Full List


Catch Up | News 

Exciting announcements from lux future lab startups & the local ecosystem


LuxAI Named 'Ideas From Europe' Semifinalist

November 6; LuxAI will fly to Tallinn to attend the Ideas for Europe competition on November 22 as a semifinalist & Luxembourg representative. The initiative strives for the joint development of solutions to global problems. More

Univize Heads to Web Summit

November 3; Univize is off to Lisbon for one of the world’s largest tech conferences, which takes place from November 6-9. The startup will exhibit its platform for universities that connects current students & prospective students. More

SnapSwap Joins BBVA Immersion Week

October 24; As winners of the Open BBVA Talent Identity award at the Open BBVA Summit, SnapSwap will fly to Madrid to participate in an immersion week at the bank’s headquarters. They will discuss projects with BBVA experts & possibly get the chance to work with group executives to identify business opportunities & synergies. More 

Lux future lab & InTech Team Up

October 15; InTech joins the list of lux future lab’s consulting package partners, offering startup-ready services to lab members. InTech S.A. is an IT services & engineering company that specializes in designing & implementing business software solutions. More

KYC3 Joins Initial Coin Offerings Charter

October 12; KYC3 & Peer Mountain are signatories of a charter for Initial Coin Offerings & Initial Token Offerings in an attempt to bring good governance & integrity to a deregulated market. More

ICTK Sponsors Luxembourg IoT Challenge

October 4; ICTK sponsored Luxembourg’s first Internet of Things (IoT) Challenge, along with Luxinnovation, PWC & other private & public partners. Local & international researchers & startups joined to share exciting IoT innovations. Excello’s industry 4.0 intelligent refractory system, which is integrated with ICTK’s PUF security chip, took home the award. More

New lux future lab Facilities

October 1; Showers have been installed on the basement floor of lux future lab. Now there’s no excuse not to squeeze a jog into your day! If you need a break, you’ll also find table football available in the lounge.


Mind & Market Just Days Away

October 4; The third edition of Luxembourg’s Mind & Market Forum is coming up on November 14. The event bridges innovative ideas & market opportunities, helping project holders gain clarity on which paths to follow to break into the market. More 

Countdown to Techstars Startup Weekend Luxembourg Begins

October 1; There’s no time like the present to become an entrepreneur. Techstars Startup Weekend, November 24-26, gives participants a chance to spend 54 hours working with a team to develop & pitch a brand new business idea. No experience necessary to take part. You are guaranteed to see at least one familiar face: lux future lab CEO Olivier Selis will be part of the jury. More

impacting social & economic change